1 can (16 ounces) refried beans
1 container (16 ounces) sour cream
2 tbs. taco sauce or 1 packet taco seasoning
1/2 package (8 ounces) shredded cheddar cheese (1 cup)
1 cup prepared guacamole
1 cup chopped tomatoes
1 cup any Pain is Good salsa
1/4 cup sliced black olives
tortilla chips