Ingredients:

1 can (16 ounces) refried beans
1 container (16 ounces) sour cream
2 tbs. taco sauce or 1 packet taco seasoning
1/2 package (8 ounces) shredded cheddar cheese (1 cup)
1 cup prepared guacamole
1 cup chopped tomatoes
1 cup any Pain is Good salsa
1/4 cup sliced black olives
tortilla chips

Instructions:

1. Spread refried beans in baking dish.
2. Mix sour cream with taco sauce or 1 packet taco seasoning. Spread mixture eveningly on top of beans. 
3. Spread guacamole mix on top of sour cream. 
4. Spread 1 cup of salsa on top of guacamole. 
5. Sprinkle cheese, then tomatoes, and then olives on the top.
6. Serve chilled to room-temperature with tortilla chips. Enjoy!